Franklin County property record for 945 Gardner Rd, Castalia, NC 27816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,157 sqft · built 1979 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,559 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2854-94-7176 |
| Primary APN | 2854-94-7176 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Attached - Finished |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 17868 |
|---|---|
| Old Parcel Number | M07 00 038A |
| Street Address | 945 GARDNER RD |
| City | CASTALIA |
| State | NC |
| Zip | 27816-9221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO AR |
| Legal Description | DIST:108 CITY/MUNI/TWP:CEDAR ROCK SUBD:GARDNER |
| Legal Subdivision | GARDNER |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | CEDAR ROCK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60702 |
945 Gardner Rd is owned and occupied by two individuals who acquired it in January 1979.
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 945 GARDNER RD, CASTALIA, NC 27816-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1979 |
| Deed Sale | Jan 1, 1979 |
| Deed Document Number | 0000766461 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 945 Gardner Rd was $1,559.
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,559.00 | $244,560 Land $33,250 Building $211,310 | $244,560 Land $33,250 Building $211,310 |
| 2023 | $1,395.00 | $147,323 Land $11,083 Building $136,240 | $147,323 Land $11,083 Building $136,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 945 Gardner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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