945 Gainder Rd, Plainwell, MI 49080 Property Records

Allegan County property record for 945 Gainder Rd, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1963
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2015)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-220-007-00`

Property Details

APN / Parcel Number

Primary APN	`08-220-007-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Foundation Type	No Foundation
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	198 ft deep x 94 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	945 GAINDER RD
City	PLAINWELL
State	MI
Zip	49080-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7 GAINDER & MORRISON ASSESSOR'S PLAT SEC 8 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	08
Legal Subdivision	GAINDER & MORRISON ASSRS
Legal Lot Number	7
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1032
Census Tract	32000

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 GAINDER RD, PLAINWELL, MI 49080-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	Jun 14, 1996 · Amount on Record
Deed Book / Page	3947 / 694
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jun 5, 2026
Property Address	945 GAINDER RD, PLAINWELL, MI 49080-9516
Document Number	0000009268
Book / Page	5144 / 189
Instrument Date	May 13, 2026
Instrument	20269268
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 GAINDER RD, PLAINWELL, MI 49080-9516

Mortgage

Document Number	0000009268,
Date	Jun 5, 2026
Book Page	5144/189
Instrument	20269268

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	230 Months
Due	Aug 1, 2045

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	945 GAINDER RD, PLAINWELL, MI 49080-9516
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004848/908
Date	Apr 13, 2023
Book Page	4848/908
Instrument	2023005285

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,200 (+14.52%) Land $14,100 Building $56,100	$140,400 (+14.52%) Land $28,200 Building $112,200
2025	$1,757.00 (+2.69%) Homeowner's exemption	$61,300 (+34.43%) Land $10,600 Building $50,700	$122,600 (+34.43%) Land $21,200 Building $101,400
2024	$1,711.00 (+9.61%)
2023		$45,600 Land $9,700 Building $35,900	$91,200 Land $19,400 Building $71,800
2022	$1,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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