945 Freeman St, Plano, IL 60545 Property Records

Kendall County property record for 945 Freeman St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 2020
Lot Size	0.193 acres (8,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Jan 2021)
Tax Bill	$7,801 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-21-205-002`

Property Details

APN / Parcel Number

Primary APN	`01-21-205-002`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,920 sqft
Basement Area	100 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,389 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	945 FREEMAN ST
City	PLANO
State	IL
Zip	60545-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1415 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1415
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3038
Census Tract	890502

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 FREEMAN ST, PLANO, IL 60545-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage M/I FINANCIAL LLC
Dec 4, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2021333
Record Updated	Sep 20, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 6, 2021
Property Address	945 FREEMAN ST, PLANO, IL 60545-3013
Document Number	0000000333
Map Reference	DOC 200700012448
Instrument Date	Oct 16, 2020
Instrument	202100000333
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	945 FREEMAN ST, PLANO, IL 60545-3013

Mortgage

Document Number	0000000334
Date	Jan 6, 2021
Instrument	202100000334

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 4, 2019
Property Address	945 FREEMAN ST, PLANO, IL 60545-3013
Document Number	0000018525
Instrument Date	Nov 12, 2019
Instrument	18525
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4,085.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 E DIEHL RD #230 NAPERVILLE IL 605631397, 230, NAPERVILLE, IL 60563-1397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,901 (+24.89%) Land $10,918 Building $114,983	$377,703 (+24.89%) Land $32,754 Building $344,949
2024	$7,801.00	$100,813 (+26.57%) Land $9,377 Building $91,436	$302,439 (+26.57%) Land $28,131 Building $274,308
2022		$79,652 Land $7,610 Building $72,042	$238,956 Land $22,830 Building $216,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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