945 FM 2377 RED OAK TX 751547401, RED OAK, TX 75154-7401
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ELLIS TX
Recording Date
Oct 1, 2018
Property Address
945 FM 2377, RED OAK, TX 75154-7401
Document Number
0000028504
Instrument Date
Sep 7, 2018
Instrument
28504
Transaction Type
Transfer
Record Updated
Nov 22, 2018
Title Company
FIDELITY NATIONAL TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
945 FM 2377 RED OAK TX 751547401, RED OAK, TX 75154-7401
Mortgage
Document Number
28505
Date
Oct 1, 2018
Instrument
28505
Lender
Name
MID AMERICA MTG
Type
Mortgage Company
Address
ADDISON, TX 75001
Agreement
Amount
Amount on Record
Term
360 Months
Due
Sep 30, 2048
February 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ELLIS TX
Recording Date
Feb 22, 2017
Property Address
945 FM 2377, RED OAK, TX 75154-7401
Document Number
0000004878
Instrument Date
Feb 17, 2017
Instrument
4878
Transaction Type
Transfer
Record Updated
Apr 7, 2017
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
945 FM 2377 RED OAK TX 751547401, RED OAK, TX 75154-7401
Mortgage
Document Number
4879
Date
Feb 22, 2017
Instrument
4879
Lender
Name
MIDAMERICA MTG
Type
Mortgage Company
Address
ADDISON, TX 75001
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 21, 2047
Mortgage
Document Number
4880,
Date
Feb 22, 2017
Instrument
4880
Lender
Name
INTERNATIONAL BK/COMMERCE
Type
Bank
Address
AUSTIN, TX 78758
Agreement
Amount
Amount on Record
Term
180 Months
Due
Feb 21, 2032
Tax Assessment & Valuation
The 2025 property tax bill for 945 FM 2377 was $7,103 with a homeowner's exemption, up 2.6% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Ellis County
Unified School District
Red Oak Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$582,836 (-2.7%)Land $250,000Building $332,836
$582,836 (-3.17%)Land $250,000Building $332,836
2025
$7,103.00 (+2.57%)Homeowner's exemption
$598,997Land $250,000Building $351,932
$601,932Land $250,000Building $351,932
2024
$6,925.00 (-20.63%)
2023
$8,725.00
$590,273Land $250,000Building $340,273
$590,273Land $250,000Building $340,273
2018
$5,979.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 945 FM 2377 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
3 (2018–2022)
Claims Outside the SFHA
3 of 3
Most Recent Claim
Aug 2022 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 945 FM 2377 is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source
Purchased surface water from several systems
Last State Inspection
May 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025