945 E James St, Ely, MN 55731 Property Records

St. Louis County property record for 945 E James St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage960 sqft Gross Area
Lot Size13,180 sqft (0.302 acres)
OccupancyOwner Occupied
Last Sale$153,000 (2017)
Tax Bill$2,434.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0021-00580
Alternative APN
  • 1041418

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area960 sqft Gross Area
1st Floor960 sqft 1st Floor
Basement Area864 sqft Basement
Finished Basement864 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Foyer Style
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Lot Area13,180 sqft (0.302 acres)
Garage Area616 sqft Garage
Deck Area192 sqft Deck
SaunaSauna
Storage Building182 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1041418
Street Address945 E JAMES ST
CityELY
StateMN
Zip55731-1644
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 AND 10 SERIAL #
Legal SubdivisionAUDITORS 38 ELY
Legal Block5
Legal Lot Number9-10
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup4
Census Block4026
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0021-00580

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address945 E JAMES ST, ELY, MN 55731-1644
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Nov 08, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2017 · Amount on Record
Deed SaleNov 08, 2017 · Amount on Record
Prior SaleAug 10, 2012 · Amount on Record
Deed Doc Number20171321832
Prior Transfer DateJul 05, 2012
Prior Transfer Doc0001193075
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address945 E JAMES ST, ELY, MN 55731-1644
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001409477
DateApr 07, 2021
Instrument1409477
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 08, 2017
Property Address945 E JAMES ST, ELY, MN 55731-1644
Document Number00A1321832
Instrument DateNov 03, 2017
InstrumentA1321832
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyNORTHEAST TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$504.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address945 E JAMES ST ELY MN 557311644, ELY, MN 55731-1644

Mortgage

Document NumberA1321833
DateNov 08, 2017
InstrumentA1321833
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,434.00 (+5.83%) Homeowner's exemption
2025$2,300.00 (-1.37%) Homeowner's exemption$207,700 (+7.84%) Land $18,000 Building $189,700$207,700 (+7.84%) Land $18,000 Building $189,700
2024$2,332.00$192,600 (+20.75%) Land $17,200 Building $175,400$192,600 (+20.75%) Land $17,200 Building $175,400
2022$159,500 Land $15,900 Building $143,600$159,500 Land $15,900 Building $143,600

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