Mecklenburg County property record for 945 E 7th St, Charlotte, NC 28204 · Last verified December 2025
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,003 sqft · built 2006 |
| Lot Size | 3.8 acres (165,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Nov 2025) |
| Tax Bill | $2,538 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-101-10 |
| Primary APN | 080-101-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,003 sqft Heated Area |
| 1st Floor Area | 372 sqft |
| Upper Floors Area | 372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 165,746 sqft (3.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 945 E 7TH ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28204-2012 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 8 UNIT 147 U/F 779-1 |
| Legal Subdivision | M STREET CONDO |
| Legal Unit | 147 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 600 |
Source: Mecklenburg County records · APN 080-101-10
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 07, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Jan 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jan 07, 2022 · Amount on Record |
| Deed Document Number | 2025119937 |
| Deed Book / Page | 40020 / 400 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Document Number | 0000119937 |
| Book / Page | 40020 / 400 |
| Map Reference | MB 20187 PG 300 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025119937 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10120 ROOSEVELT DR, HUNTERSVILLE, NC 28078-5443 |
| Name | Verified Name |
|---|---|
| Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Document Number | 0000119938 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025119938 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.77% |
| Max Rate At Change | 7.77% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 07, 2022 |
| Property Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Document Number | 0000003832 |
| Book / Page | 36949 / 908 |
| Map Reference | MB 20187 PG 300 |
| Instrument | 2022003832 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25932 CLAUSEN CT, HAYWARD, CA 94541-5755 |
| Name | Verified Name |
|---|---|
| Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Document Number | 0000003833 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022003833 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 27, 2017 |
| Property Address | 945 E 7TH ST, CHARLOTTE, NC 28204-2012 |
| Document Number | 0000011336 |
| Book / Page | 31525 / 543 |
| Map Reference | MB20187 PGH300 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 2017011336 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 621 E EL CAMINO REAL UNIT 202E, 202E, SUNNYVALE, CA 94087-2980 |
| Document Number | 0000011337 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017011337 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2032 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,266 Building $335,266 | ||
| 2024 | $2,538.00 | ||
| 2023 | $335,266 Building $335,266 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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