945 Costa Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 945 Costa Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1970
Lot Size	0.401 acres (17,468 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (Apr 2012)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2021 Refinance + 1 more
APN	`0364001000770`

Property Details

APN / Parcel Number

Primary APN	`0364001000770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,468 sqft (0.401 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	109 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	945 COSTA AVE
City	CHESAPEAKE
State	VA
Zip	23320-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	77 MAINS CREEK PK
Legal Subdivision	MULLENVILLE / LIBERTYVILLE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1003
Census Tract	20910

Owner

945 Costa Ave is owned and occupied by two individuals who bought it in April 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	945 COSTA AVE, CHESAPEAKE, VA 23320-6723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE LLC
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Apr 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2012 · Amount on File
Deed Sale	Apr 25, 2012 · Amount on File
Prior Sale	Mar 12, 2012 · Amount on File
Deed Book / Page	8678 / 115
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	8300/265
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	945 COSTA AVE, CHESAPEAKE, VA 23320-6723
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10746/1086
Date	May 2, 2024
Book Page	10746/1086
Instrument	240008506

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	945 COSTA AVE, CHESAPEAKE, VA 23320-6723
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10339/1580
Date	Mar 26, 2021
Book Page	10339/1580
Instrument	210014138

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	292 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 2, 2021
Property Address	945 COSTA AVE, CHESAPEAKE, VA 23320-6723
Document Number	10345/468
Book / Page	10345 / 468
Instrument Date	Mar 24, 2021
Instrument	210015459
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 COSTA AVE, CHESAPEAKE, VA 23320-6723

Tax Assessment & Valuation

The 2025 property tax bill for 945 Costa Ave was $2,857, up 2.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,500 (+9.4%) Land $140,000 Building $169,500	$309,500 (+9.4%) Land $140,000 Building $169,500
2025	$2,857.00 (+2.15%)	$282,900 Land $120,000 Building $162,900	$282,900 Land $120,000 Building $162,900
2024	$2,797.00
2023		$260,400 (+15.63%) Land $100,000 Building $160,400	$260,400 (+15.63%) Land $100,000 Building $160,400
2022		$225,200 Land $95,000 Building $130,200	$225,200 Land $95,000 Building $130,200
2019	$2,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 945 Costa Ave; there have been 12 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	12 (2003–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Costa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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