Franklin County property record for 945 Cole Rd, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1933 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Jul 2019) |
| Tax Bill | $4,345 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-000502 |
| Primary APN | 120-000502 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 678 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 169 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 945 COLE RD |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 945 COLE ROAD ENTRY 5237 0.5795 ACRE |
| Legal Subdivision | VIRGINIA MILITARY SURV 5237 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | BROWN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 8001 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 5, 2021 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| May 31, 2019 | Deed of Trust, Mortgage BAXTER CU |
| May 31, 2019 | Deed of Trust, Mortgage BAXTER CU |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional with PMI BAXTER CU |
| Mar 19, 2018 | Grant Deed, Transfer CROWN SEARCH SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2015 |
| Deed Document Number | 201907100083596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | UNKNOWN, ENT |
| Name | Verified Name |
|---|---|
| Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Document Number | 0000137245 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 202512010137245 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000138524 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202108050138524 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 31, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Document Number | 0000098038 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Name | Verified Name |
|---|---|
| Address | 945 COLE RD GALLOWAY OH 431199756, GALLOWAY, OH 43119-9756 |
| Document Number | 0000098038 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 98038 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Document Number | 0000119424 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 945 COLE RD GALLOWAY OH 431199756, GALLOWAY, OH 43119-9756 |
| Document Number | 0000119424 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 119424 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | 340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 10, 2019 |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Document Number | 0000083596 |
| Instrument Date | May 30, 2019 |
| Instrument | 83596 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 N MILWAUKEE AVE VERNON HILLS IL 600611533, VERNON HILLS, IL 60061-1533 |
| Document Number | 83597 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 83597 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 19, 2018 |
| Property Address | 945 COLE RD, GALLOWAY, OH 43119-9756 |
| Document Number | 0000035850 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 35850 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | CROWN SEARCH SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 943 COLE RD GALLOWAY OH 431199756, GALLOWAY, OH 43119-9756 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Brown Township |
| Unified School District | Hilliard City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,345.00 (+23.3%) Homeowner's exemption | $65,980 (-) Land $17,150 Building $48,830 | |
| 2023 | $3,524.00 (-14.88%) Homeowner's exemption | $65,980 (+7.11%) Land $17,150 Building $48,830 | $188,500 (+7.1%) Land $49,000 Building $139,500 |
| 2022 | $4,140.00 Homeowner's exemption | $61,600 Land $13,790 Building $47,810 | |
| 2020 | $176,000 Land $39,400 Building $136,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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