St. Clair County property record for 945 Clover Cir, Springville, AL 35146
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,266 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,900 (Jun 2019) |
| Tax Bill | $892 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-19-0-001-129.000 |
| Primary APN | 17-04-19-0-001-129.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 1,234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00111071 |
|---|---|
| Street Address | 945 CLOVER CIR |
| City | SPRINGVILLE |
| State | AL |
| Zip | 35146-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 TWELVE OAKS SUB PH 1 RERECORDED 2008-14 19-15-3 |
| Legal Range | 03E |
| Legal Township | 15S |
| Legal Section | 19 |
| Legal Subdivision | TWELVE OAKS SUB PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | SPRINGVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40507 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Aug 3, 2020 | Deed of Trust, Mortgage ALABAMA HOUSING FINANCE AUTHORITY |
| Jun 5, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Deed Book / Page | 2019 / 6465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Document Number | 0000013397 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | MTG2024/13397 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Feb 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Document Number | 0000026896 |
|---|---|
| Date | May 11, 2022 |
| Book Page | MTG 2022/26896 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000037659 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | MTG 2020/37659 |
| Name | ALABAMA HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | MONTGOMERY, AL 36117 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Jun 5, 2019 |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Document Number | 0000006465 |
| Instrument Date | May 31, 2019 |
| Instrument | 6465 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 945 CLOVER CIR SPRINGVILLE AL 35146, SPRINGVILLE, AL 35146 |
| Document Number | 19313 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 19313 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Oct 10, 2017 |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Document Number | 0000011526 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 11526 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $915.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 75 FOUR STAR LN ODENVILLE AL 351205107, ODENVILLE, AL 35120-5107 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Oct 10, 2017 |
| Property Address | 945 CLOVER CIR, SPRINGVILLE, AL 35146-2600 |
| Document Number | 0000011531 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 11531 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,830.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 695 MANSELL RD ROSWELL GA 300762434, ROSWELL, GA 30076-2434 |
| Investor | Possibly a Property Investor |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Odenville City |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 (-9.9%) | $24,800 (-54.88%) | $247,870 (-9.8%) Land $38,500 Building $209,370 |
| 2023 | $54,962 Land $7,700 Building $47,262 | $274,810 Land $38,500 Building $236,310 | |
| 2022 | $990.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ODENVILLE, UTILLITIES BD. OF THE serves 26,022 people · EPA ID AL0001203 |
|---|---|
| Water Source | Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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