945 Chuckanut Dr, Bellingham, WA 98229 Property Records

Whatcom County property record for 945 Chuckanut Dr, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1937
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$1,240,000 (May 2025)
Tax Bill	$12,193 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510436`

Property Details

APN / Parcel Number

Primary APN	`510436`
Alternative APNs	`370224 500067 0000` `176293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	1,168 sqft
2nd Floor Area	556 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	100 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	510436
Street Address	945 CHUCKANUT DR
City	BELLINGHAM
State	WA
Zip	98229-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5A
Legal Description	S 160 FT OF N 825 FT OF GOVT LOT 4 LY BTWN GREAT NORTHERN RR R/W-PACIFIC HWY-TOG WI S 115 FT OF N 225 FT OF S 385 FT OF N 825
Legal Range	02
Legal Township	37
Legal Section	24
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2006
Census Tract	1202

Owner

945 Chuckanut Dr is owned by an individual who bought it in May 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8145 UNIVERSITY DR, MO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Mar 26, 2014 · Amount on File
Deed Document Number	2025-0501179
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	945 CHUCKANUT DR, BELLINGHAM, WA 98229-8930
Document Number	2191000797
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 CHUCKANUT DR BELLINGHAM WA 982298930, BELLINGHAM, WA 98229-8930

Mortgage

Document Number	2191000797
Date	Oct 7, 2019
Instrument	1000797

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 945 Chuckanut Dr was $12,193.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,193.00	$1,363,138 Land $947,100 Building $416,038	$1,363,138 Land $947,100 Building $416,038
2022		$887,560 Land $595,680 Building $291,880	$887,560 Land $595,680 Building $291,880
2021	$6,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Chuckanut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1990–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 1996 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Chuckanut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chuckanut Dr

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