Albemarle County property record for 945 Charter Oaks Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,150 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Jun 2016) |
| Tax Bill | $6,603 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 062F0-00-00-04500 |
| Primary APN | 062F0-00-00-04500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,150 sqft Finished Area |
| Basement Area | 4,268 sqft |
| Finished Basement | 640 sqft |
| Unfinished Basement | 2,118 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 460 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 945 CHARTER OAKS DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | DUNLORA 45 PH 1F |
| Legal Subdivision | DUNLORA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10602 |
945 Charter Oaks Dr is owned and occupied by an individual who bought it in June 2016.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 CHARTER OAKS DR, CHARLOTTESVILLE, VA 22901-0628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2016 · Amount on File |
| Deed Sale | Jun 9, 2016 · Amount on File |
| Deed Document Number | 20165886 |
| Prior Transfer Date | Jun 8, 2006 |
| Prior Transfer Doc | 0000010364 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 945 Charter Oaks Dr was $6,603, up 0.2% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,603.00 (+0.24%) | $738,600 (+0.24%) Land $170,000 Building $568,600 | $738,600 (+0.24%) Land $170,000 Building $568,600 |
| 2025 | $6,587.00 | $736,800 Land $175,000 Building $561,800 | $736,800 Land $175,000 Building $561,800 |
| 2023 | $5,391.00 | $631,300 Land $160,000 Building $471,300 | $631,300 Land $160,000 Building $471,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Charter Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Charter Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Ting.
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