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945 Chart Ct, Lusby, MD 20657 Property Records

Calvert County property record for 945 Chart Ct, Lusby, MD 20657 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,216 sqft · built 2005
Lot Size0.928 acres (40,463 sqft)
OwnerIndividual Name on File
Last Sale$428,500 (Dec 2022)
Tax Bill$2,834 (2023)
Deeds & MortgagesDec 2022 Sale & Mortgage
Oct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-055879

Property Details

APN / Parcel Number

Primary APN01-055879
Alternative APNs
  • 1055879
  • 055879

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,216 sqft Total Area
1st Floor Area1,108 sqft
Basement Area132 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area40,463 sqft (0.928 acres)
Garage TypeBasement
Garage Area252 sqft
Parking Spaces1 Parking Space
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number055879
Old Parcel Number1055879
Street Address945 CHART CT
CityLUSBY
StateMD
Zip20657-2047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5R BLK E PLAT 5 WHITE SANDS
Legal SubdivisionWHITE SANDS 05
Legal BlockE
Legal Lot Number5R
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1006
Census Tract860902

Owner

Source: Calvert County records · APN 01-055879

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address945 CHART CT, LUSBY, MD 20657-2047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Oct 01, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleAug 13, 2012 · Amount on Record
Deed Document Number0006386287
Deed Book / Page6386 / 287
Record UpdatedJun 07, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateDec 29, 2022
Property Address945 CHART CT, LUSBY, MD 20657-2047
Document Number0063860287
Book / Page6386 / 287
Map ReferenceMB KPS2442 PL 398
Instrument DateDec 20, 2022
Transaction TypeTransfer
Record UpdatedJan 12, 2023
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,142.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 CHART CT, LUSBY, MD 20657-2047

Mortgage

Document Number0006386292
DateDec 29, 2022
Instrument6386/292
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address945 CHART CT, LUSBY, MD 20657-2047
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060980497
DateOct 01, 2021
Book Page6098/497
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,834.00$272,800 Land $83,400 Building $189,400$272,800 Land $83,400 Building $189,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098609021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 84% of Maryland
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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