Lake County property record for 945 Central Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,929 sqft · built 1932 |
| Lot Size | 0.249 acres (10,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Feb 2022) |
| Tax Bill | $16,540 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-213-011 |
| Primary APN | 16-32-213-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 4,001 sqft |
| 1st Floor Area | 1,526 sqft |
| 2nd Floor Area | 403 sqft |
| Basement Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,851 sqft (0.249 acres) |
| Lot Dimensions | 155 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 945 CENTRAL AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WM. F. PLAGGE SECOND SUB IN DEERFIELD LOT 7 |
| Legal Subdivision | WM. F. PLAGGE SECOND SUB |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 864903 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1301 N OAKLEY ST |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 3, 2019 | Intrafamily Transfer, Transfer · ARM FIFTH THIRD BANK |
| Nov 30, 2018 | Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 20227873773 |
| Prior Transfer Date | Aug 5, 2019 |
| Prior Transfer Doc | 0007589222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 15, 2022 |
| Property Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007873773 |
| Map Reference | DOC 243746 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 7873773 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 CENTRAL AVE, 945, DEERFIELD, IL 60015-4273 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007873774 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 7873774 |
| Name | BLUELEAF LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007737696 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 7737696 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 3, 2019 |
| Property Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007589222 |
| Map Reference | DOC 243746 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 7589222 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007589223 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 7589223 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 30, 2018 |
| Property Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007528801 |
| Map Reference | DOC243746 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 7528801 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 945 CENTRAL AVE, DEERFIELD, IL 60015-4273 |
| Document Number | 0007528802 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 7528802 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,407 (+9.24%) Land $53,853 Building $142,554 | $589,280 (+9.24%) Land $161,575 Building $427,705 | |
| 2024 | $16,540.00 (+48.06%) | ||
| 2023 | $11,171.00 (+6.07%) | $179,789 (+45.02%) Land $49,297 Building $130,492 | $539,421 (+45.02%) Land $147,906 Building $391,515 |
| 2022 | $10,532.00 | $123,972 Land $52,951 Building $71,021 | $371,953 Land $158,869 Building $213,084 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1982–2019) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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