945 Cambridge Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 945 Cambridge Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,510 sqft · built 2013
Lot Size	3.24 acres (141,134 sqft)
Owner	Individual Name on File
Last Sale	$364,500 (Oct 2013)
Tax Bill	$4,210 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`382113-14-8198`

Property Details

APN / Parcel Number

Primary APN	`382113-14-8198`
Alternative APNs	`303644` `48790`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,510 sqft Heated Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	141,134 sqft (3.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	48790
Street Address	945 CAMBRIDGE DR
City	ROCKY MOUNT
State	NC
Zip	27804-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	3.24 AC, 43 & 44 A, WESTHAMPTON ESTATES AC, 1H, 43 & 44 A, WESTHAMPTON ESTATES
Legal Subdivision	PROPERTY OF WESTHAMPTON ESTATES LLC
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	1
Census Block	1003
Census Tract	11101

Owner

945 Cambridge Dr is owned and occupied by an individual who bought it in October 2013.

Source: Nash County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	945 CAMBRIDGE DR, ROCKY MOUNT, NC 27804-9568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2013 · Amount on File
Deed Sale	Oct 11, 2013 · Amount on File
Deed Book / Page	2700 / 898
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	945 CAMBRIDGE DR, ROCKY MOUNT, NC 27804-9568
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003074/960
Date	Sep 16, 2020
Book Page	3074/960

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	945 CAMBRIDGE DR, ROCKY MOUNT, NC 27804-9568
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003101/124
Date	Jan 15, 2021
Book Page	3101/124

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	MOUNT OLIVE, NC 28365

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 945 Cambridge Dr was $4,210, up 3% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,210.00 (+3.01%)	$561,850 (+11.44%) Land $76,560 Building $485,290	$561,850 (+11.44%) Land $76,560 Building $485,290
2025	$4,087.00	$504,180 Land $76,550 Building $427,630	$504,180 Land $76,550 Building $427,630
2023	$3,112.00	$362,890	$362,890 Land $94,740 Building $268,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Cambridge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	14 (1983–2020)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Cambridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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