945 Bell Rd, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 945 Bell Rd, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,418 sqft · built 1983
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Tax Bill	$6,724 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-095620`

Property Details

APN / Parcel Number

Primary APN	`29-095620`
Alternative APN	`002282-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,419 sqft
Upper Floors Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	38,333 sqft (0.88 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	35 sqft
Patio Area	535 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	002282-4
Street Address	945 BELL RD
City	CHAGRIN FALLS
State	OH
Zip	44022-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	S/L 50 COUNTRY ESTATES #2
Legal Subdivision	COUNTRY ESTATE
Jurisdiction	GEAUGA OH
Township / Civil Division	SOUTH RUSSELL
Census Block Group	2
Census Block	2021
Census Tract	311600

Owner

945 Bell Rd is owned and occupied by an individual who acquired it in July 2018.

Source: Geauga County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	945 BELL RD, CHAGRIN FALLS, OH 44022-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 6, 2018	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jul 2, 2018
Transfer Doc	0020551260
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	945 BELL RD, CHAGRIN FALLS, OH 44022-4149
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021563114
Date	Aug 10, 2022
Book Page	2156/3114
Instrument	202201003522

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	5-Year CMT
Max Rate	10.5%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 11, 2018
Property Address	945 BELL RD, CHAGRIN FALLS, OH 44022-4149
Document Number	0020551260
Book / Page	002055 / 001260
Instrument Date	Jul 2, 2018
Instrument	937935
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BELL RD CHAGRIN FALLS OH 440224149, CHAGRIN FALLS, OH 44022-4149

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	945 BELL RD, CHAGRIN FALLS, OH 44022-4149
Document Number	0020552399
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BELL RD CHAGRIN FALLS OH 440224149, CHAGRIN FALLS, OH 44022-4149

Tax Assessment & Valuation

The 2025 property tax bill for 945 Bell Rd was $6,724 with a homeowner's exemption, down 17.4% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	South Russell Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,724.00 (-17.38%)	$132,310 (-15.9%) Land $30,490 Building $101,820
2024	$8,138.00 (-7.49%) Homeowner's exemption	$157,330 (-) Land $30,490 Building $126,840
2023	$8,797.00 Homeowner's exemption	$157,330 (+41%) Land $30,490 Building $126,840	$378,000 Land $87,100 Building $290,900
2022		$111,580 Land $25,410 Building $86,170
2021	$7,022.00
2020			$318,800 Land $72,600 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 945 Bell Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Bell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITETAIL RUN HOMEOWNERS private · serves 250 people · EPA ID OH2803512
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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