945 Bearcreek Dr, Bartow, FL 33830 Property Records

Polk County property record for 945 Bearcreek Dr, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1972
Lot Size	0.275 acres (11,970 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Nov 2023)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386900-021030`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386900-021030`
Alternative APNs	`063025386900021030` `63025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,465 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,970 sqft (0.275 acres)
Lot Dimensions	119 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	504 sqft
Porch	Unfinished Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	945 BEARCREEK DR
City	BARTOW
State	FL
Zip	33830-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND MANOR UNIT 7 PB 47 PG 33 BLK U LOT 3
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 7
Legal Tract	386900
Legal Block	U
Legal Lot Number	3
Legal Unit	7
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3018
Census Tract	15000

Owner

Source: Polk County records · APN 25-30-06-386900-021030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	945 BEARCREEK DR, BARTOW, FL 33830-3004
Owner Type	Company
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 29, 2020	Warranty Deed, Transfer · FHA Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	2023274878
Deed Book / Page	12916 / 1862
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 22, 2023
Property Address	945 BEARCREEK DR, BARTOW, FL 33830-3004
Document Number	0000274878
Book / Page	12916 / 1862
Map Reference	MB 47 GP 33
Instrument Date	Nov 17, 2023
Instrument	2023274878
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	296 TALLADEGA LN, POLK CITY, FL 33868-9089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BEARCREEK DR, BARTOW, FL 33830-3004

Mortgage

Document Number	0000274879
Date	Nov 22, 2023
Book Page	12916/1864
Instrument	2023274879

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 29, 2020
Property Address	945 BEARCREEK DR, BARTOW, FL 33830-3004
Document Number	0113930956
Book / Page	011393 / 000956
Instrument Date	Sep 10, 2020
Instrument	203840
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BEARCREEK DR BARTOW FL 338303004, BARTOW, FL 33830-3004

Mortgage

Document Number	113930958
Date	Sep 29, 2020
Book Page	011393/000958
Instrument	203841

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00 (-28.05%) Homeowner's exemption	$198,302 (-11.14%) Land $24,000 Building $174,302	$198,302 (-11.14%) Land $24,000 Building $174,302
2023	$3,925.00 (+19.37%)	$223,171 (+8.08%) Land $23,000 Building $200,171	$223,171 (+8.08%) Land $23,000 Building $200,171
2022	$3,288.00	$206,480 Land $19,000 Building $187,480	$206,480 Land $19,000 Building $187,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050150003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 662 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 425 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bearcreek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures