Lake County property record for 945 Bear Hammock Dr, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 2024 |
| Owner | Individual Name on Record |
| Last Sale | $319,990 (Jan 2025) |
| Tax Bill | $1,182 (2024) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-18-26-0010-000-19800 |
| Primary APN | 24-18-26-0010-000-19800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3949846 |
|---|---|
| Street Address | 945 BEAR HAMMOCK DR |
| City | UMATILLA |
| State | FL |
| Zip | 32784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 198 ORB 6464 PG 638 |
| Legal Subdivision | MAGNOLIA POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 198 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 945 BEAR HAMMOCK DR, UMATILLA, FL 32784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Deed Document Number | 2025008146 |
| Deed Book / Page | 6464 / 638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 22, 2025 |
| Property Address | 945 BEAR HAMMOCK DR, UMATILLA, FL 32784 |
| Document Number | 0064640638 |
| Book / Page | 6464 / 638 |
| Map Reference | MB 82 PG 54-59 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 2025008146 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100 |
| Name | Verified Name |
|---|---|
| Address | 945 BEAR HAMMOCK DR, UMATILLA, FL 32784 |
| Document Number | 0006464639 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 6464/639 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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