945 Ash St, Clearwater, MN 55320 Property Records

Wright County property record for 945 Ash St, Clearwater, MN 55320 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Year Built	Built 2015
Square Footage	4,272 sqft Total Area
Lot Size	100,885 sqft (2.31 acres)
Last Sale	$613,443 (2024)
Tax Bill	$29,904.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`104-500-344408`

Interior

Building Area	4,272 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Lot Area	100,885 sqft (2.31 acres)

Location & Zoning

Street Address	945 ASH ST
City	CLEARWATER
State	MN
Zip	55320-2056
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Legal Description	SECT-34 TWP-123 RANGE-027 UNPLATTED LAND CLEARWATER TH PRT OF SE1/4 OF SE1/4 DES COM SE COR TH N0D5851E ALG E LN 593.80FT TO
Legal Range	027
Legal Township	123
Legal Section	34
Legal Subdivision	UNPLATTED LAND CLEARWATER
Jurisdiction	WRIGHT MN
Minor Civil Division	CLEARWATER
Census Blockgroup	1
Census Block	1025
Census Tract	100300

Owner

Source: Wright County records · APN 104-500-344408

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4415 HIGHWAY 6, SUGAR LAND, TX 77478-4476
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Doc Number	20241653365
Record Refreshed	Sep 20, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Recording Date	Sep 25, 2017
Property Address	945 ASH ST, CLEARWATER, MN 55320-2056
Instrument Date	Sep 19, 2017
Instrument	1354102
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4415 HIGHWAY 6 SUGAR LAND TX 774784476, SUGAR LAND, TX 77478-4476

Mortgage

Document Number	0001354102
Date	Sep 25, 2017
Instrument	1354102

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	1808 ASTON AVE # 250, CARLSBAD, CA 92008-7315

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,904.00 (+23.35%)	$1,099,200 (+2.74%) Land $398,000 Building $701,200	$1,099,200 (+2.74%) Land $398,000 Building $701,200
2025		$1,069,900 (+7.02%) Land $368,700 Building $701,200	$1,069,900 (+7.02%) Land $368,700 Building $701,200
2023		$999,700 Land $298,500 Building $701,200	$999,700 Land $298,500 Building $701,200
2022	$24,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.