945 6th St, Berthoud, CO 80513 Property Records

Larimer County property record for 945 6th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1977
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2009)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`94144-11-007`

Property Details

APN / Parcel Number

Primary APN	`94144-11-007`
Alternative APN	`R0480282`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0480282
Old Parcel Number	9414411007
Street Address	945 6TH ST
City	BERTHOUD
State	CO
Zip	80513-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, GARDEN FAIR HOMES, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	GARDEN FAIR HOMES
Legal Block	11
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3042
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 6TH ST, BERTHOUD, CO 80513-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 3, 2024	Deed of Trust, Mortgage · Line of Credit NORTHERN COLORADO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2009 · Amount on Record
Deed Sale	Sep 9, 2009 · Amount on Record
Deed Document Number	20090062553
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	945 6TH ST, BERTHOUD, CO 80513-1149
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 6TH ST, BERTHOUD, CO 80513-1149

Mortgage

Document Number	0000079301
Date	Aug 23, 2021
Instrument	20210079301

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Apr 1, 2045

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	945 6TH ST, BERTHOUD, CO 80513-1149
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017398
Date	May 3, 2024
Instrument	20240017398

Lender

Name	NORTHERN COLORADO CU
Type	Credit Union
Address	GREELEY, CO 80631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+6.22%)	$26,656 (-14.18%) Land $1,800 Building $24,856	$426,500 (-8%) Land $28,800 Building $397,700
2023	$2,539.00 (+14.37%)	$31,062 (+34.13%) Land $1,930 Building $29,132	$463,600 (+39.14%) Land $28,800 Building $434,800
2022	$2,220.00	$23,158 Land $2,002 Building $21,156	$333,200 Land $28,800 Building $304,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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