945 2nd Division, Plainwell, MI 49080 Property Records

Allegan County property record for 945 2nd Division, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,096 sqft · built 2019
Lot Size	7.45 acres (324,522 sqft)
Owner	2 Company Names on Record
Last Sale	$51,000 (Sep 2018)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Dec 2022 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-029-011-00`

Property Details

APN / Parcel Number

Primary APN	`55-029-011-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	324,522 sqft (7.45 acres)
Lot Dimensions	500 ft deep x 300 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	945 2ND DIVISION
City	PLAINWELL
State	MI
Zip	49080-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	THAT PART E 1/2 SW 1/4 NE 1/4 LYING N OF HILL'S ADDITION EX COM 165 FT E OF SW COR NE 1/4 SW 1/4 NE 1/4 FOR PL OF BEG TH
Legal Range	11W
Legal Township	01N
Legal Section	29
Legal Subdivision	LYING N OF HILLS ADD
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4008
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	945 2ND DIVISION, PLAINWELL, MI 49080-1405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Sep 17, 2018	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Book / Page	4282 / 120
Last Transfer Date	Dec 8, 2022
Transfer Doc	004824/960
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 21, 2022
Property Address	945 2ND DIVISION, PLAINWELL, MI 49080-1405
Document Number	004824/960
Book / Page	4824 / 960
Instrument Date	Dec 8, 2022
Instrument	2022023628
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	945 2ND ST, PLAINWELL, MI 49080

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	945 2ND DIVISION, PLAINWELL, MI 49080-1405
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004510/673
Date	Sep 16, 2020
Book Page	4510/673

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 17, 2018
Property Address	945 2ND DIVISION, PLAINWELL, MI 49080-1405
Document Number	004282/120
Book / Page	4282 / 120
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 GILMORE DR, 1272, PLAINWELL, MI 49080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 24TH ST, ALLEGAN, MI 49010-9066

Mortgage

Document Number	0004282122
Date	Sep 17, 2018
Instrument	4282/122

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (+30.08%) Land $26,300 Building $112,500	$277,600 (+30.08%) Land $52,600 Building $225,000
2025	$4,780.00 (+12.63%)
2023		$106,700 Land $26,300 Building $80,400	$213,400 Land $52,600 Building $160,800
2022	$4,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

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