9448 Richmond Rd, Lanexa, VA 23089 Property Records

James City County property record for 9448 Richmond Rd, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,477 sqft · built 2021
Lot Size	12.2 acres (533,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jul 2016)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-4 02-0-0001`

Property Details

APN / Parcel Number

Primary APN	`02-4 02-0-0001`
Alternative APN	`30127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,477 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	533,174 sqft (12.2 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	30127
Street Address	9448 RICHMOND RD
City	LANEXA
State	VA
Zip	23089-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-1 COUNTRYSIDE
Legal Subdivision	COUNTRYSIDE
Legal Lot Number	1
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3004
Census Tract	80403

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9448 RICHMOND RD, LANEXA, VA 23089-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 5, 2021	Deed of Trust, Construction Loan · Construction Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	160012378
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	9448 RICHMOND RD, LANEXA, VA 23089-8905
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210024877
Date	Dec 22, 2021
Instrument	210024877

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Jan 5, 2021
Property Address	9448 RICHMOND RD, LANEXA, VA 23089-8905
Document Number	0000000182
Instrument Date	Jan 4, 2021
Instrument	182
Transaction Type	Construction Loan
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9448 RICHMOND RD LANEXA VA 230898905, LANEXA, VA 23089-8905

Mortgage

Document Number	0000000182
Date	Jan 5, 2021
Instrument	182

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 4, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00 (+6.39%)	$607,700 (+3.28%) Land $172,800 Building $434,900	$607,700 (+3.28%) Land $172,800 Building $434,900
2024	$4,740.00 (-2.93%)
2023	$4,883.00	$588,400 Land $162,000 Building $426,400	$588,400 Land $162,000 Building $426,400
2022	$4,883.00 (+287.54%)
2019	$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RETREAT (JCSA) serves 139 people · EPA ID VA3095760
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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