Baldwin County property record for 9447 Co Rd 97, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,157 sqft · built 1998 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jun 2013) |
| Tax Bill | $3,357 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-03-07-0-000-063.010 |
| Primary APN | 63-03-07-0-000-063.010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,157 sqft Heated Area |
| 1st Floor Area | 3,157 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 224,334 sqft (5.15 acres) |
| Lot Dimensions | 1,255 ft deep x 165 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 375 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 160 sqft |
| Boat Access | Boat Access |
| Boat House | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 523264 |
|---|---|
| Street Address | 9447 COUNTY ROAD 97 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-6189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 165'(S) X 1255'(S) 1215'(D) IRR THE N1/2 OF LOT 9 AND PT OFLOT 10 ELSA HENRY SUB DESC AS FM THE SE COR OF LOT 10 RUN SW'LY 12 |
| Legal Subdivision | ELSA HENRY SUBDIVISION |
| Legal Lot Number | 9-10 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11601 |
9447 Co Rd 97 is owned and occupied by an individual who bought it in June 2013.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9447 COUNTY ROAD 97, ELBERTA, AL 36530-6189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2013 · Amount on File |
| Deed Sale | Jun 3, 2013 · Amount on File |
| Deed Document Number | 20131401207 |
| Prior Transfer Date | Dec 16, 2008 |
| Prior Transfer Doc | 0001155160 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9447 Co Rd 97 was $3,357 with a homeowner's exemption, up 6.3% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,357.00 (+6.3%) Homeowner's exemption | ||
| 2025 | $3,158.00 | $114,420 Land $49,620 Building $64,800 | $1,155,000 Land $500,900 Building $654,100 |
| 2023 | $3,014.00 (+19.84%) Homeowner's exemption | $109,280 (+19.48%) | $1,092,600 (+19.48%) Land $422,200 Building $670,400 |
| 2022 | $2,515.00 (+20.91%) Homeowner's exemption | $91,460 | $914,500 Land $400,500 Building $514,000 |
| 2021 | $2,080.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9447 Co Rd 97 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9447 Co Rd 97 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL · Fixed Wireless | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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