Santa Clara County property record for 9446 Rancho Hills Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,639 sqft · built 1999 |
| Lot Size | 0.147 acres (6,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $576,000 (Nov 2008) |
| Tax Bill | $9,094 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-41-073 |
| Primary APN | 783-41-073 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,639 sqft Living Area |
| 1st Floor Area | 1,341 sqft |
| 2nd Floor Area | 1,298 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 6,395 sqft (0.147 acres) |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 9446 RANCHO HILLS DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8852 BOOK 680 PAGE 1 PAGE 2 LOT 17 |
| Legal Subdivision | MAP OF TRACT NO 8852 |
| Legal Tract | 8852 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 512515 |
9446 Rancho Hills Dr is owned and occupied by an individual who bought it in November 2008.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9446 RANCHO HILLS DR, GILROY, CA 95020-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 18, 2020 | Quit Claim Deed NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2008 · Amount on File |
| Deed Sale | Nov 24, 2008 · Amount on File |
| Prior Sale | May 25, 2005 · Amount on File |
| Deed Document Number | 200820051888 |
| Prior Transfer Date | May 20, 2005 |
| Prior Transfer Doc | 0018388946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9446 RANCHO HILLS DR, GILROY, CA 95020-7726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9446 RANCHO HILLS DR, GILROY, CA 95020-7726 |
| Document Number | 0024911481 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 24911481 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 9446 RANCHO HILLS DR, GILROY, CA 95020-7726 |
| Document Number | 0024406452 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 24406452 |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9446 RANCHO HILLS DR GILROY CA 950207726, GILROY, CA 95020-7726 |
The 2025 property tax bill for 9446 Rancho Hills Dr was $9,094 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $756,568 (+2%) Land $302,623 Building $453,945 | |
| 2025 | $9,094.00 Homeowner's exemption | $741,735 Land $296,690 Building $445,045 |
| 2023 | $8,896.00 (+1.68%) Homeowner's exemption | $712,934 Land $285,170 Building $427,764 |
| 2022 | $8,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9446 Rancho Hills Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9446 Rancho Hills Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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