Howard County property record for 9446 Penfield Ct, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,431 sqft · built 1960 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Mar 2024) |
| Tax Bill | $7,335 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-410308 |
| Primary APN | 06-410308 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,431 sqft Total Area |
| Basement Area | 353 sqft |
| Finished Basement | 353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 100 sqft |
| Patio Area | 442 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 410308 |
|---|---|
| Street Address | 9446 PENFIELD CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 13 34,412 SQ 9446 W PENFIELD CT GUILFORD DOWNS |
| Legal Subdivision | PLAT 1 GUILFORD DOWNS |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 606601 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 24, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 24, 2018 | Quit Claim Deed, Transfer RGS TITLE |
| Feb 14, 2017 | Deed in Lieu of Foreclosure, Foreclosure FREESTATE TITLE CNSLTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Book / Page | 22290 / 479 |
| Prior Transfer Date | Oct 7, 2016 |
| Prior Transfer Doc | 0174420064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 19, 2024 |
| Property Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0222900479 |
| Book / Page | 22290 / 479 |
| Map Reference | MB 6 PL 38 |
| Instrument Date | Mar 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0022290484 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 22290/484 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 24, 2018 |
| Property Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0181910420 |
| Book / Page | 18191 / 420 |
| Map Reference | MB6 FO38 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0018191428 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 18191/428 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 24, 2018 |
| Property Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0181910312 |
| Book / Page | 018191 / 000312 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | RGS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9446 PENFIELD CT COLUMBIA MD 210452215, COLUMBIA, MD 21045-2215 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 14, 2017 |
| Property Address | 9446 PENFIELD CT, COLUMBIA, MD 21045-2215 |
| Document Number | 0174420064 |
| Book / Page | 017442 / 000064 |
| Instrument Date | Oct 7, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 2, 2017 |
| Title Company | FREESTATE TITLE CNSLTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.81 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS MAC F2303-03R DES MOINES IA 50328, DES MOINES, IA 50328 |
| Investor | Possibly a Property Investor |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,335.00 (+0.19%) Homeowner's exemption | $518,500 (+8.52%) | $599,900 (+25.55%) Land $331,700 Building $268,200 |
| 2025 | $7,321.00 (+74.39%) Homeowner's exemption | $477,800 (+17.15%) Land $246,700 Building $231,100 | $477,800 (-) Land $246,700 Building $231,100 |
| 2023 | $407,867 | $477,800 Land $246,700 Building $231,100 | |
| 2022 | $4,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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