9446 Macomber Ln, Columbia, MD 21045 Property Records

Howard County property record for 9446 Macomber Ln, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,810 sqft · built 1971
Lot Size	0.263 acres (11,463 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Feb 1993)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-097047`

Property Details

APN / Parcel Number

Primary APN	`16-097047`
Alternative APN	`097047`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,810 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,463 sqft (0.263 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097047
Street Address	9446 MACOMBER LN
City	COLUMBIA
State	MD
Zip	21045-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 S 5 AR 3 9446 MACOMBER LN VOM STEVENS FORST
Legal Subdivision	VOM STEVENS FOREST
Legal Lot Number	83
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606603

Owner

Source: Howard County records · APN 16-097047

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9446 MACOMBER LN, COLUMBIA, MD 21045-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 1993 · Amount on Record
Deed Sale	Feb 08, 1993 · Amount on Record
Deed Book / Page	2774 / 351
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9446 MACOMBER LN, COLUMBIA, MD 21045-3913
Transaction Type	Mortgage
Record Updated	Feb 09, 2023
Title Company	PRO NATIONAL TITLE AGENCY, PRONATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 MACOMBER LN, COLUMBIA, MD 21045-3913

Mortgage

Document Number	0218670100
Date	Jan 27, 2023
Book Page	21867/100

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	895 Months
Due	Aug 03, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.78%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	8.78%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,400 (+7.08%) Land $209,000 Building $255,400	$464,400 (-) Land $209,000 Building $255,400
2025	$6,847.00 (+68.89%)	$433,700 (+16.49%)	$464,400 (+24.74%) Land $209,000 Building $255,400
2023		$372,300 Land $189,000 Building $183,300	$372,300 Land $189,000 Building $183,300
2022	$4,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276066033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.