9446 la Cuesta Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 9446 la Cuesta Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,054 sqft · built 1982
Lot Size	0.362 acres (15,781 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Oct 2013)
Tax Bill	$10,914 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`495-333-21-00`

Property Details

APN / Parcel Number

Primary APN	`495-333-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,054 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	15,781 sqft (0.362 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9446 LA CUESTA DR
City	LA MESA
State	CA
Zip	91941-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK C LOT 4 POR TR 002144
Legal Subdivision	EL TEJADO
Legal Tract	002144
Legal Block	C
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1013
Census Tract	15200

Owner

9446 la Cuesta Dr is owned and occupied by two individuals who bought it in October 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9446 LA CUESTA DR, LA MESA, CA 91941-5634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013 · Amount on File
Deed Sale	Oct 23, 2013 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	2013633303
Prior Transfer Date	May 17, 2006
Prior Transfer Doc	0000369083
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9446 LA CUESTA DR, LA MESA, CA 91941-5634
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 LA CUESTA DR, LA MESA, CA 91941-5634

Mortgage

Document Number	0000085442
Date	Apr 3, 2023
Instrument	2023-0085442

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9446 LA CUESTA DR, LA MESA, CA 91941-5634
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 LA CUESTA DR, LA MESA, CA 91941-5634

Mortgage

Document Number	0000300898
Date	Apr 19, 2021
Instrument	2021-0300898

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9446 la Cuesta Dr was $10,914.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,759 (+2%) Land $430,951 Building $456,808
2025	$10,914.00	$870,352 Land $422,501 Building $447,851
2023	$10,362.00 (+1.1%)	$836,557 Land $406,096 Building $430,461
2022	$10,249.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9446 la Cuesta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9446 la Cuesta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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