9446 Astilbe Ln, Toano, VA 23168 Property Records

James City County property record for 9446 Astilbe Ln, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,778 sqft · built 2020
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$243,790 (Dec 2020)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-4 08-0-0090`

Property Details

APN / Parcel Number

Primary APN	`05-4 08-0-0090`
Alternative APN	`36039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,877 sqft (0.089 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	36039
Street Address	9446 ASTILBE LN
City	TOANO
State	VA
Zip	23168-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANN
Legal Description	L-90 S-2 P-A STONEHOUSE TRACT 3
Legal Subdivision	STONEHOUSE
Legal Tract	3
Legal Lot Number	90
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1000
Census Tract	80404

Owner

Source: James City County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9446 ASTILBE LN, TOANO, VA 23168-9546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 13, 2026	Deed of Trust · Line of Credit FIGURE LENDING LLC
Dec 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202020771
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Apr 13, 2026
Property Address	9446 ASTILBE LN, TOANO, VA 23168-9546
Document Number	0202604218
Instrument Date	Mar 31, 2026
Instrument	20264218
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 ASTILBE LN, TOANO, VA 23168-9546

Mortgage

Document Number	0000004218,
Date	Apr 13, 2026
Instrument	20264218

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Apr 13, 2026
Property Address	9446 ASTILBE LN, TOANO, VA 23168-9546
Document Number	0000004218
Instrument Date	Mar 31, 2026
Instrument	2026.4218
Record Updated	Apr 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 ASTILBE LN, TOANO, VA 23168-9546

Mortgage

Document Number	0000004218,
Date	Apr 13, 2026
Instrument	2026.4218

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 1, 2020
Property Address	9446 ASTILBE LN, TOANO, VA 23168-9546
Document Number	0000020771
Instrument Date	Nov 20, 2020
Instrument	20771
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9446 ASTILBE LN TOANO VA 231689546, TOANO, VA 23168-9546

Mortgage

Document Number	20772
Date	Dec 1, 2020
Instrument	20772

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	20773,
Date	Dec 1, 2020
Instrument	20773

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00 (+6.41%)	$334,000 (+8.2%) Land $60,700 Building $273,300	$334,000 (+8.2%) Land $60,700 Building $273,300
2024	$2,605.00
2023		$308,700 Land $56,200 Building $252,500	$308,700 Land $56,200 Building $252,500
2022	$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Astilbe Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures