Osceola County property record for 9445 Denver Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1979 |
| Lot Size | 0.923 acres (40,249 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $859 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 107131 |
| Primary APN | 107131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Heated Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,370 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 40,249 sqft (0.923 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 10 sqft |
| Deck Area | 546 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107131 |
|---|---|
| Street Address | 9445 DENVER DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9131 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 018 LOT 130 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 2720 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 43802 |
9445 Denver Dr, a mobile home, is owned and occupied by an individual who acquired it in April 2005.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9445 DENVER DR, SAINT CLOUD, FL 34773-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2005 |
| Deed Sale | Apr 28, 2005 |
| Deed Document Number | 0027691439 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 9445 Denver Dr was $859 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $859.00 Homeowner's exemption | $35,608 | $166,400 Land $50,000 Building $116,400 |
| 2023 | $741.00 (+8.65%) Homeowner's exemption | $33,598 (+3%) | $157,900 (+40.73%) Land $45,000 Building $112,900 |
| 2022 | $682.00 Homeowner's exemption | $32,620 | $112,200 Land $31,500 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9445 Denver Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9445 Denver Dr is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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