9445 Centennial Dr, Waco, TX 76708 Property Records

McLennan County property record for 9445 Centennial Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,082 sqft · built 2014
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$365,484 (Apr 2022)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-012929-000309-0`

Property Details

APN / Parcel Number

Primary APN	`18-012929-000309-0`
Alternative APN	`370781`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	2,082 sqft
Flooring	Carpet

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9445 CENTENNIAL DR
City	WACO
State	TX
Zip	76708-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAT ROCK VILLAGE ADDITION PHASE 1 LOT 9 BLOCK 3 ACRES .179
Legal Subdivision	FLAT ROCK VILLAGE ADDITION PHASE 1
Legal Block	3
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2006
Census Tract	4105

Owner

9445 Centennial Dr is owned by two individuals who bought it in April 2022.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3158 PLEASANT RUN RD, MCGREGOR, TX 76657-4237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 18, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	202213223
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0000035004
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 4, 2022
Property Address	9445 CENTENNIAL DR, WACO, TX 76708-6201
Document Number	0000013223
Map Reference	FILE 2014020294
Instrument Date	Mar 12, 2022
Instrument	2022013223
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9445 CENTENNIAL DR, WACO, TX 76708-6201

Mortgage

Document Number	0000013224
Date	Apr 4, 2022
Instrument	2022013224

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 18, 2019
Property Address	9445 CENTENNIAL DR, WACO, TX 76708-6201
Document Number	0000035004
Map Reference	FILE 2014020294
Instrument Date	Oct 11, 2019
Instrument	2019035004
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9445 CENTENNIAL DR, WACO, TX 76708-6201

Mortgage

Document Number	0000035005
Date	Oct 18, 2019
Instrument	2019035005

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9445 Centennial Dr was $4,117, down 28% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-9.09%) Land $40,546 Building $209,454	$250,000 (-9.09%) Land $40,546 Building $209,454
2025	$4,117.00 (-27.97%) Homeowner's exemption	$275,010 Land $36,880 Building $238,130	$275,010 Land $36,880 Building $238,130
2024	$5,716.00
2023		$314,560 Land $36,880 Building $277,680	$314,560 Land $36,880 Building $277,680
2022	$5,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9445 Centennial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9445 Centennial Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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