9444 Nook Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9444 Nook Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1945
Lot Size	1.32 acres (57,761 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2019)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0152-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0152-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	57,761 sqft (1.32 acres)
Lot Dimensions	825 ft deep x 70 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	9444 NOOK RD
City	CLAY
State	MI
Zip	48001-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 70 FT OF LOT 1324 SUPERVISOR ROY T GILBERT'S PLAT NO. 17
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1324
Legal Unit	1324
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	646000

Owner

9444 Nook Rd is owned and occupied by an individual who bought it in May 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9444 NOOK RD, CLAY, MI 48001-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 21, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
May 21, 2019	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	201910340
Deed Book / Page	5058 / 197
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	004447/315
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9444 NOOK RD, CLAY, MI 48001-4427
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5345132
Date	Apr 1, 2021
Book Page	5345/132
Instrument	2021009704

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 21, 2019
Property Address	9444 NOOK RD, CLAY, MI 48001-4427
Document Number	0050580196
Book / Page	005058 / 000196
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9436 NOOK RD CLAY MI 480014427, CLAY, MI 48001-4427

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 21, 2019
Property Address	9444 NOOK RD, CLAY, MI 48001-4427
Document Number	0005058197
Book / Page	5058 / 197
Map Reference	LB 50 PG 30-32
Instrument Date	May 13, 2019
Instrument	2019010340
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9436 NOOK RD, 9436, CLAY, MI 48001-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9444 NOOK RD, CLAY, MI 48001-4427

Mortgage

Document Number	0050580198
Date	May 21, 2019
Book Page	5058/198
Instrument	2019010341

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9444 Nook Rd was $1,747 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,600 (+13.06%)	$121,200
2025	$1,747.00 (+2.16%) Homeowner's exemption	$53,600
2024	$1,710.00		$107,200
2023		$49,300
2022	$1,581.00		$98,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9444 Nook Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9444 Nook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Nook Rd

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