9440 Richmond Rd, Lanexa, VA 23089 Property Records

James City County property record for 9440 Richmond Rd, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,216 sqft · built 2019
Lot Size	11.5 acres (501,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Aug 2017)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-4 02-0-0005`

Property Details

APN / Parcel Number

Primary APN	`02-4 02-0-0005`
Alternative APN	`30131`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,216 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	501,376 sqft (11.5 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	598 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	30131
Street Address	9440 RICHMOND RD
City	LANEXA
State	VA
Zip	23089-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-5 COUNTRYSIDE
Legal Subdivision	COUNTRYSIDE
Legal Lot Number	5
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3004
Census Tract	80403

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 110, LANEXA, VA 23089-0110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 25, 2018	Deed of Trust, Mortgage · Line of Credit TOWNEBANK MTG
Aug 24, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	170016833
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	9440 RICHMOND RD, LANEXA, VA 23089-8905
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210025000
Date	Dec 27, 2021
Instrument	210025000

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	9440 RICHMOND RD, LANEXA, VA 23089-8905
Document Number	0000008963
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008963
Date	May 25, 2018
Instrument	8963

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 24, 2017
Property Address	9440 RICHMOND RD, LANEXA, VA 23089-8905
Document Number	0000016833
Instrument Date	Aug 8, 2017
Instrument	16833
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CORVETTE DR WILLIAMSBURG VA 231855295, WILLIAMSBURG, VA 23185-5295

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,200.00 (+6.42%)	$747,000 (+3.43%) Land $172,800 Building $574,200	$747,000 (+3.43%) Land $172,800 Building $574,200
2024	$5,826.00 (-2.8%)
2023	$5,994.00	$722,200 Land $162,000 Building $560,200	$722,200 Land $162,000 Building $560,200
2022	$5,994.00 (+20.73%)
2019	$4,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RETREAT (JCSA) serves 139 people · EPA ID VA3095760
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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