9440 Falling Waters Ct, Laurel, MD 20723 Property Records

Howard County property record for 9440 Falling Waters Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,076 sqft · built 1989
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$611,000 (Aug 2021)
Tax Bill	$7,919 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-522114`

Property Details

APN / Parcel Number

Primary APN	`06-522114`
Alternative APNs	`6522114` `522114`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Total Area
Basement Area	747 sqft
Finished Basement	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	522114
Street Address	9440 FALLING WATERS CT
City	LAUREL
State	MD
Zip	20723-5973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 9 .198 A 9440 FALLING WATERS CT FALLING WATERS
Legal Subdivision	FALLING WATERS
Legal Lot Number	9
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3013
Census Tract	606905

Owner

Source: Howard County records · APN 06-522114

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9440 FALLING WATERS CT, LAUREL, MD 20723-5973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Prior Sale	Aug 01, 2013 · Amount on Record
Deed Book / Page	20770 / 430
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 03, 2021
Property Address	9440 FALLING WATERS CT, LAUREL, MD 20723-5973
Document Number	0207700430
Book / Page	20770 / 430
Map Reference	PL 8255
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9440 FALLING WATERS CT, LAUREL, MD 20723-5973

Mortgage

Document Number	20770436
Date	Aug 03, 2021
Instrument	20770/436

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,767 (+2.68%)	$615,300 (+8.04%) Land $221,300 Building $394,000
2025	$7,919.00 (+72.64%) Homeowner's exemption	$569,500 (+23.42%) Land $191,300 Building $378,200	$569,500 (-) Land $191,300 Building $378,200
2023		$461,433	$569,500 Land $191,300 Building $378,200
2022	$4,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.