9440 E Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9440 E Brainerd Rd, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	2 ba · 1,916 sqft · built 1925
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0000118727`

Property Details

APN / Parcel Number

Primary APN	`0000118727`
Alternative APN	`172 014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,916 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	91,476 sqft (2.09 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118727
Old Parcel Number	172 014
Street Address	9440 E BRAINERD RD
City	CHATTANOOGA
State	TN
Zip	37421-3404
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 1 KELLY DEGRAVE SUB PB 106 PG 81 REV 109-59
Legal Range	02
Legal Township	01
Legal Section	17
Legal Subdivision	KELLY DEGRAVE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	11325

Owner

Source: Hamilton County records · APN 0000118727

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 50, COLLEGEDALE, TN 37315-0050

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 13, 2004
Transfer Doc	0070910603
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9440 E BRAINERD RD, CHATTANOOGA, TN 37421-3404
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9440 E BRAINERD RD, CHATTANOOGA, TN 37421-3404

Mortgage

Document Number	0000000191
Date	Jan 30, 2023
Book Page	13199/668
Instrument	2023013000191

Lender

Name	PINNACLE BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+2.68%)	$98,725 (+53.48%)	$394,900 (+53.48%) Land $137,000 Building $257,900
2023	$1,457.00	$64,325	$257,300 Land $92,800 Building $164,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 153 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.