Osceola County property record for 9440 Atlas Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 1991 |
| Lot Size | 0.912 acres (39,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,000 (Apr 2022) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107056 |
| Primary APN | 107056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,966 sqft Heated Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,727 sqft (0.912 acres) |
| Lot Dimensions | 305 ft deep x 132 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 160 sqft |
| Utility Building | 110 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107056 |
|---|---|
| Street Address | 9440 ATLAS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9603 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | CANAVERAL ACRES NO 2 PB 2 PG 18 LOT 46 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | CANAVERAL ACRES UN2 |
| Legal Tract | 46 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 43802 |
9440 Atlas Dr, a mobile home, is owned and occupied by an individual who bought it in April 2022.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9440 ATLAS DR, SAINT CLOUD, FL 34773-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 14, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on File |
| Deed Sale | Apr 7, 2022 · Amount on File |
| Prior Sale | Jul 20, 2021 |
| Deed Document Number | 2022055235 |
| Deed Book / Page | 6189 / 548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 7, 2022 |
| Property Address | 9440 ATLAS DR, SAINT CLOUD, FL 34773-9603 |
| Document Number | 0061890548 |
| Book / Page | 6189 / 548 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022055235 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 INTERLUDE LN, 517, ORLANDO, FL 32824-7113 |
| Name | Verified Name |
|---|---|
| Address | 9440 ATLAS DR, SAINT CLOUD, FL 34773-9603 |
| Document Number | 0006189550 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 6189/550 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 20, 2021 |
| Property Address | 9440 ATLAS DR, SAINT CLOUD, FL 34773-9603 |
| Document Number | 0060060079 |
| Book / Page | 6006 / 79 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021112453 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 INTERLUDE LN, ORLANDO, FL 32824-7113 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 9440 ATLAS DR, SAINT CLOUD, FL 34773-9603 |
| Document Number | 0060020313 |
| Book / Page | 6002 / 313 |
| Map Reference | MB 2 PG 18 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021109309 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 ATLAS DR, 9440, SAINT CLOUD, FL 34773-9603 |
| Name | Verified Name |
|---|---|
| Address | 9280 LUNA DR, SAINT CLOUD, FL 34773-9672 |
The 2025 property tax bill for 9440 Atlas Dr was $3,355 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 Homeowner's exemption | $232,300 Land $50,000 Building $182,300 | $232,300 Land $50,000 Building $182,300 |
| 2023 | $3,299.00 (+12.82%) Homeowner's exemption | $232,600 (+38.12%) Land $45,000 Building $187,600 | $232,600 (+38.12%) Land $45,000 Building $187,600 |
| 2022 | $2,924.00 | $168,400 Land $31,500 Building $136,900 | $168,400 Land $31,500 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9440 Atlas Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9440 Atlas Dr is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 86% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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