944 Spears Ave, Graceville, FL 32440 Property Records

Jackson County property record for 944 Spears Ave, Graceville, FL 32440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1955
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Sep 2021)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-7N-13-0391-00C0-0020`

Property Details

APN / Parcel Number

Primary APN	`34-7N-13-0391-00C0-0020`
Alternative APN	`13 N 734039100C00020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,184 sqft Living Area
Gross Area	1,324 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	253 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Unfinished Open Porch
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	944 SPEARS AVE
City	GRACEVILLE
State	FL
Zip	32440-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 1089 P 759 COMM AT INTERS OF S/LY RTWY OF STRD #2 & W/LY RTWY OF ALABAMA ST, RUN S 14* W ALONG RTWY 226.93 FT TO BEGIN, RUN N 75* W 262.06 FT, S 145.12 FT TO N/LY RTWY OF SPEARS ST, E 235.34 FT TO W/LY RTWY OF ALABAMA ST, N 14* E ALONG W/LY RTWY 8
Legal Range	13W
Legal Township	07N
Legal Section	34
Legal Subdivision	WILLINMA ADDITION
Legal Block	20
Legal Lot Number	100C0
Jurisdiction	JACKSON FL
Township / Civil Division	GRACEVILLE
Census Block Group	2
Census Block	2006
Census Tract	210302

Owner

Source: Jackson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	944 SPEARS AVE, GRACEVILLE, FL 32440-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Oct 25, 2021	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC
Sep 1, 2021	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	202110799
Deed Book / Page	1713 / 179
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0015410138
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	944 SPEARS AVE, GRACEVILLE, FL 32440-1510
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019130220
Date	Mar 9, 2026
Book Page	1913/220
Instrument	202632002543

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Oct 25, 2021
Property Address	944 SPEARS AVE, GRACEVILLE, FL 32440-1510
Document Number	0017200946
Book / Page	1720 / 946
Instrument Date	Oct 22, 2021
Instrument	202132013188
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CONGER ST, 21, DOVER, NJ 07801-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13884 151ST LN N, JUPITER, FL 33478-3540

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Sep 1, 2021
Property Address	944 SPEARS AVE, GRACEVILLE, FL 32440-1510
Document Number	0017130179
Book / Page	1713 / 179
Instrument Date	Aug 31, 2021
Instrument	202132010799
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	PANHANDLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CONGER ST, 21, DOVER, NJ 07801-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13884 151ST LN N, JUPITER, FL 33478-3540

Mortgage

Document Number	1713181
Date	Sep 1, 2021
Instrument	1713/181

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Aug 10, 2017
Property Address	944 SPEARS AVE, GRACEVILLE, FL 32440-1510
Document Number	0015410138
Book / Page	001541 / 000138
Instrument Date	Aug 9, 2017
Instrument	32008839
Transaction Type	Transfer
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	957TH 7TH AVE GRACEVILLE FL 32440, GRACEVILLE, FL 32440

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Graceville City
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$95,301 (+1.15%) Land $6,460 Building $88,841	$95,301 (+1.15%) Land $6,460 Building $88,841
2023	Disabled Person's exemption Veteran's exemption	$94,218 Land $6,460 Building $87,758	$94,218 Land $6,460 Building $87,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRACEVILLE serves 4,000 people · EPA ID FL1320145
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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