944 S Main St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 944 S Main St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,402 sqft · built 1987
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2018)
Tax Bill	$2,948 (2022)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1216315`

Property Details

APN / Parcel Number

Primary APN	`1216315`
Alternative APN	`21289`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,402 sqft Heated Area
Gross Area	3,362 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Utility Area	256 sqft
Utility Room	Utility Room
Flooring	Hardwood
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.919 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	819 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	21289
Street Address	944 S MAIN ST
City	RUTHERFORDTON
State	NC
Zip	28139-7261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	GPIN:1519156320400000; RES HWY 221
Legal Block	1
Legal Lot Number	3
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2000
Census Tract	960400

Owner

Source: Rutherford County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	944 S MAIN ST, RUTHERFORDTON, NC 28139-7261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 22, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	0001166666
Deed Book / Page	1166 / 666
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	944 S MAIN ST, RUTHERFORDTON, NC 28139-7261
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020473437
Date	Jun 17, 2021
Book Page	2047/3437

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 22, 2018
Property Address	944 S MAIN ST, RUTHERFORDTON, NC 28139-7261
Document Number	0011660666
Book / Page	1166 / 666
Instrument Date	Jan 19, 2018
Instrument	201700006619
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 AUTUMN GLOW RD, 201, UNION MILLS, NC 28167-9773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 S MAIN ST, RUTHERFORDTON, NC 28139-7261

Mortgage

Document Number	201700006620
Date	Jan 22, 2018
Instrument	201700006620

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$379,300 Land $19,500 Building $359,800	$379,300 Land $19,500 Building $359,800
2022	$2,948.00
2021	$2,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, e-Polk, Spectrum, Verizon.

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