944 S Main St, Covington, TN 38019 Property Records

Tipton County property record for 944 S Main St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 954 sqft · built 1948
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Jul 2018)
Tax Bill	$528 (2022)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041K C 01900`

Property Details

APN / Parcel Number

Primary APN	`084041K C 01900`
Alternative APN	`041K C 01900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Flue Only

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,300 sqft (0.213 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	944 S MAIN ST
City	COVINGTON
State	TN
Zip	38019-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C43
Legal Subdivision	WH GREEN
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5007
Census Tract	40700

Owner

Source: Tipton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 211809, CHULA VISTA, CA 91921-1809
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Conventional with PMI PATRIOT BK
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	215275
Deed Book / Page	1766 / 443
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	944 S MAIN ST, COVINGTON, TN 38019-3140
Document Number	1769971
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	944 S MAIN ST COVINGTON TN 380193140, COVINGTON, TN 38019-3140

Mortgage

Document Number	1769971
Date	Aug 14, 2018
Book Page	001769/000971
Instrument	216181

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 12, 2018
Property Address	944 S MAIN ST, COVINGTON, TN 38019-3140
Document Number	0001766443
Book / Page	1766 / 443
Instrument Date	Jul 10, 2018
Instrument	215275
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	7777 ALVARADO RD STE 260, 260, LA MESA, CA 91942-8318

Mortgage

Document Number	1766445
Date	Jul 12, 2018
Book Page	1766/445
Instrument	215276

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,950 (-) Land $2,900 Building $20,050
2023		$22,950 Land $2,900 Building $20,050
2022	$528.00
2020			$91,800 Land $11,600 Building $80,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, Verizon.

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