Naugatuck Borough property record for 944 Prospect St, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1953 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Oct 2018) |
| Tax Bill | $4,614 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NAUG M:L-20E43 |
| Primary APN | NAUG M:L-20E43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 64-5600 |
|---|---|
| Street Address | 944 PROSPECT ST |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Lot Number | 5600 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 345100 |
944 Prospect St is owned and occupied by an individual who bought it in October 2018.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 944 PROSPECT ST, NAUGATUCK, CT 06770-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Book / Page | 1019 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 944 PROSPECT ST, NAUGATUCK, CT 06770-2228 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001132-544 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 1132/544 |
| Instrument | 2023-3632 |
| Name | ION BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 944 Prospect St was $4,614, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,614.00 (+1.63%) | $114,100 (-) Land $20,860 Building $93,240 | $261,128 (+226.94%) |
| 2025 | $4,540.00 | $114,100 Land $20,860 Building $93,240 | $79,870 Land $14,602 Building $65,268 |
| 2024 | $4,540.00 (-11.08%) | ||
| 2023 | $5,106.00 (+36.05%) | $114,100 (+45.17%) Land $20,860 Building $93,240 | |
| 2022 | $3,753.00 | $78,600 Land $17,470 Building $61,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 944 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 944 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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