944 N 4th St, El Cajon, CA 92019 Property Records

San Diego County property record for 944 N 4th St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,936 sqft · built 1956
Lot Size	0.409 acres (17,812 sqft)
Owner	Company Name on File
Last Sale	$116,500 (May 1987)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`507-330-03-00`

Property Details

APN / Parcel Number

Primary APN	`507-330-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,936 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	17,812 sqft (0.409 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	944 N 4TH ST
City	EL CAJON
State	CA
Zip	92019-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 22 LOT 8 S 89.42 FT OF N 178.84 FT OF E 207 FT TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	22
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16403

Owner

944 N 4th St is owned by a company that acquired it in October 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 10, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 10, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 1987 · Amount on File
Deed Sale	May 18, 1987 · Amount on File
Deed Document Number	1987271825
Last Transfer Date	Oct 2, 2019
Transfer Doc	0000452811
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 4TH ST, EL CAJON, CA 92019-1074

Mortgage

Document Number	0000176424
Date	Apr 22, 2022
Instrument	2022-0176424

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 4TH ST, EL CAJON, CA 92019-1074

Mortgage

Document Number	0000648210
Date	Sep 14, 2021
Instrument	2021-0648210

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 4TH ST, EL CAJON, CA 92019-1074

Mortgage

Document Number	0000506525
Date	Sep 2, 2020
Instrument	2020-0506525

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 4TH ST, EL CAJON, CA 92019-1074

Mortgage

Document Number	0000510656
Date	Sep 3, 2020
Instrument	2020-0510656

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2019
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Document Number	0000452811
Instrument Date	Oct 2, 2019
Instrument	452811
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	944 N 4TH ST EL CAJON CA 920191074, EL CAJON, CA 92019-1074

Mortgage

Document Number	452812
Date	Oct 10, 2019
Instrument	452812

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2019
Property Address	944 N 4TH ST, EL CAJON, CA 92019-1074
Document Number	0000452813
Instrument Date	Oct 2, 2019
Instrument	452813
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	944 N 4TH ST EL CAJON CA 920191074, EL CAJON, CA 92019-1074

Tax Assessment & Valuation

The 2025 property tax bill for 944 N 4th St was $2,875 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$254,406 (+2%) Land $73,257 Building $181,149
2025	$2,875.00 Homeowner's exemption	$249,419 Land $71,821 Building $177,598
2023	$2,813.00 (+1.66%) Homeowner's exemption	$239,735 Land $69,033 Building $170,702
2022	$2,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 944 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 N 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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