944 Matson Hill Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 944 Matson Hill Rd, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,112 sqft · built 1986
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$172,710 (Jul 2021)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`172870A000`

Property Details

APN / Parcel Number

Primary APN	`172870A000`
Alternative APN	`1-0037-0970-00-0005.1200000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	5,052 sqft
1st Floor Area	1,724 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	172870A000
Street Address	944 MATSON HILL RD
City	DEFIANCE
State	MO
Zip	63341-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 970 & 1307
Legal Subdivision	US SURV 970 & 1307
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1038
Census Tract	312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	944 MATSON HILL RD, DEFIANCE, MO 63341-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Intrafamily Transfer, Transfer · Line of Credit ST JOHNS BANK & TRUST COMPANY
Sep 25, 2018	Quit Claim Deed, Transfer · Line of Credit ST JOHNS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	202163977
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	2021R063977
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2021
Property Address	944 MATSON HILL RD, DEFIANCE, MO 63341-3018
Document Number	2021R063977
Instrument Date	Jul 12, 2021
Instrument	2021R-063977
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 MATSON HILL RD, DEFIANCE, MO 63341-3018

Mortgage

Document Number	2021R063978
Date	Jul 30, 2021
Instrument	2021R-063978

Lender

Name	ST JOHNS BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2018
Property Address	944 MATSON HILL RD, DEFIANCE, MO 63341-3018
Document Number	0069820150
Book / Page	006982 / 000150
Instrument Date	Sep 21, 2018
Instrument	551110
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	944 MATSON HILL RD DEFIANCE MO 633413018, DEFIANCE, MO 63341-3018

Mortgage

Document Number	69820152
Date	Sep 25, 2018
Book Page	006982/000152
Instrument	551120

Lender

Name	ST JOHNS BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,423 (+6.66%)	$370,642 (+6.66%) Land $72,504 Building $298,138
2025	$3,682.00 (+2.76%)	$66,023 (+5.37%)	$347,485 (+5.37%) Land $72,504 Building $274,981
2024	$3,583.00
2023		$62,659
2022			$329,785 Land $72,504 Building $257,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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