944 Maddle Rd, Monterey, TN 38574 Property Records

Putnam County property record for 944 Maddle Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,579 sqft · built 1955
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2020)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071071 01001`

Property Details

APN / Parcel Number

Primary APN	`071071 01001`
Alternative APN	`071 01001`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,579 sqft Living Area
1st Floor Area	2,579 sqft
Basement Area	2,028 sqft
Unfinished Basement	2,028 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	219,107 sqft (5.03 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	638 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	944 MADDLE RD
City	MONTEREY
State	TN
Zip	38574-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: M02
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	2
Census Block	2066
Census Tract	100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 MADDLE RD, MONTEREY, TN 38574-3616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE
Oct 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Warranty Deed, Transfer · Line of Credit BANK OF PUTNAM CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	247561
Deed Book / Page	1245 / 214
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	944 MADDLE RD, MONTEREY, TN 38574-3616
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	128265
Date	Mar 4, 2021
Book Page	1282/65
Instrument	253400

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	MONTEREY, TN 38574

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 22, 2020
Property Address	944 MADDLE RD, MONTEREY, TN 38574-3616
Document Number	RB1245214
Book / Page	001245 / 000214
Instrument Date	Oct 15, 2020
Instrument	247561
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	944 MADDLE RD MONTEREY TN 385743616, MONTEREY, TN 38574-3616

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Feb 10, 2020
Property Address	944 MADDLE RD, MONTEREY, TN 38574-3616
Document Number	RB1176223
Book / Page	001176 / 000223
Instrument Date	Jan 27, 2020
Instrument	236179
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	POINTER TITLE SERVICES INC, POINTER TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 MADDLE RD MONTEREY TN 385743616, MONTEREY, TN 38574-3616

Mortgage

Document Number	RB1176226
Date	Feb 10, 2020
Book Page	001176/000226
Instrument	236180

Lender

Name	BANK OF PUTNAM CNTY
Type	Bank
Address	MONTEREY, TN 38574

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (+24.29%)	$74,050 (-) Land $8,800 Building $65,250
2023		$74,050 Land $8,800 Building $65,250
2022	$1,585.00
2021			$296,200 Land $35,200 Building $261,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

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