944 Hwy 107, Sylva, NC 28779 Property Records

Jackson County property record for 944 Hwy 107, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	1,760 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$415,000 (Mar 2023)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`7640-75-4022`

Property Details

APN / Parcel Number

Primary APN	`7640-75-4022`
Alternative APN	`183376`

Interior

Stories	1 Story
Building Area	1,760 sqft Building Perimeter
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	944 HWY 107
City	SYLVA
State	NC
Zip	28779-1203
Property Category	Other
Property Type	Other > Other Improved
Legal Description	TR D HWY 107
Legal Subdivision	ERICA ZEE GILLS
Legal Tract	D
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2054
Census Tract	950400

Owner

944 Hwy 107 is owned by a company that bought it in March 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	276 FRADY CV, SYLVA, NC 28779-1152
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Mar 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage BANK OF TENNESSEE
Aug 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Book / Page	2353 / 723
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	May 15, 2026
Property Address	944 HWY 107, SYLVA, NC 28779-1203
Document Number	2420000650
Book / Page	2420 / 650
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	276 FRADY CV, SYLVA, NC 28779-1152

Mortgage

Document Number	2420000650,
Date	May 15, 2026
Book Page	2420/650

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 23, 2023
Property Address	944 HWY 107, SYLVA, NC 28779-1203
Document Number	0023530723
Book / Page	2353 / 723
Map Reference	CAB 22 SL 997
Instrument Date	Mar 23, 2023
Transaction Type	Construction Loan
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3598 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 FRADY CV, SYLVA, NC 28779-1152

Mortgage

Document Number	0002353726
Date	Mar 23, 2023
Instrument	2353/726

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 25, 2020
Property Address	944 HWY 107, SYLVA, NC 28779-1203
Document Number	0022741545
Book / Page	002274 / 001545
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	NC 107

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 6, 2019
Property Address	944 HWY 107, SYLVA, NC 28779-1203
Document Number	0022461656
Book / Page	002246 / 001656
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3598 CULLOWHEE MOUNTAIN RD CULLOWHEE NC 287238698, CULLOWHEE, NC 28723-8698

Tax Assessment & Valuation

The 2025 property tax bill for 944 Hwy 107 was $1,535.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,000 (-8.44%) Land $370,000
2025	$1,535.00	$404,107 Land $370,000 Building $34,107
2023	$676.00	$178,120 Land $162,000 Building $16,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 944 Hwy 107 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 Hwy 107 is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Optimum, Sky Fi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 107

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