944 Floyd Ave, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 944 Floyd Ave, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,255 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2024)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 243.005-4-34`

Property Details

APN / Parcel Number

Primary APN	`301301 243.005-4-34`
Alternative APNs	`130124300500040340000000` `301301 243.005-0004-034` `03130 01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	837 sqft
Upper Floors Area	418 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03130 01
Street Address	944 FLOYD AVE
City	ROME
State	NY
Zip	13440-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR
Legal Description	H&L&G 50X150
Legal Block	4
Legal Lot Number	34.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2000
Census Tract	22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 388, SYLVAN BEACH, NY 13157-0388
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 22, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Aug 30, 2007 · Amount on Record
Deed Document Number	202413992
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	944 FLOYD AVE, ROME, NY 13440-4535
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020114
Date	Nov 23, 2021
Instrument	2021-020114

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 22, 2024
Property Address	944 FLOYD AVE, ROME, NY 13440-4535
Document Number	0000013992
Instrument Date	Nov 20, 2024
Instrument	2024-013992
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 388, SYLVAN BEACH, NY 13157-0388

Mortgage

Document Number	0000013993
Date	Nov 22, 2024
Instrument	2024-013993

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00
2025		$56,100 (-) Land $10,700 Building $45,400	$132,000 (+6.78%) Land $25,176 Building $106,824
2023		$56,100 (-) Land $10,700 Building $45,400	$123,623 (+17.92%) Land $23,579 Building $100,044
2022	$3,496.00 Homeowner's exemption	$56,100 Land $10,700 Building $45,400	$104,840 Land $19,996 Building $84,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

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