944 Co Rd 512, Divide, CO 80814 Property Records

Teller County property record for 944 Co Rd 512, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1996
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Jan 2026)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3127.343010160`

Property Details

APN / Parcel Number

Primary APN	`3127.343010160`
Alternative APN	`R0050541`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Basement Area	880 sqft
Finished Basement	779 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	132,422 sqft (3.04 acres)
Garage Type	Built-in
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0050541
Street Address	944 COUNTY ROAD 512
City	DIVIDE
State	CO
Zip	80814-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L5-6 HIGHLAND LAKES 2
Legal Range	70W
Legal Township	12S
Legal Section	34
Legal Subdivision	HIGHLAND LAKES
Legal Lot Number	5-6
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	3
Census Block	3004
Census Tract	10112

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit ENT CU
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	2026778617
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754285
Date	Sep 20, 2022
Instrument	754285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jan 13, 2026
Property Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Document Number	0000778617
Instrument Date	Jan 5, 2026
Instrument	778617
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728

Mortgage

Document Number	0000778618
Date	Jan 13, 2026
Instrument	778618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	9.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000711454
Date	Nov 7, 2018
Instrument	711454

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724103
Date	Mar 19, 2020
Instrument	724103

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Aug 11, 2020
Property Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728
Document Number	0000728254
Instrument Date	Aug 7, 2020
Instrument	728254
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 COUNTY ROAD 512, DIVIDE, CO 80814-9728

Mortgage

Document Number	0000728255
Date	Aug 11, 2020
Instrument	728255

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000728256
Date	Aug 11, 2020
Instrument	728256

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 (+6.02%)	$34,820 (+0.37%) Land $5,344 Building $29,476
2024	$2,358.00 (+4.99%)	$34,690 (-) Land $5,119 Building $29,571	$557,198 (-2.71%) Land $85,519 Building $471,679
2023	$2,246.00 (+51.76%)	$34,690 (+46.87%) Land $5,120 Building $29,570	$572,707 (+68.54%) Land $84,513 Building $488,194
2022	$1,480.00	$23,620 Land $3,030 Building $20,590	$339,810 Land $43,579 Building $296,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND LAKES WD serves 875 people · EPA ID CO0160200
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2026 Failure to filter resolved · Mar 2023 Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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