Harford County property record for 944 Chesapeake Dr, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,596 sqft · built 1946 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-034926 |
| Primary APN | 06-034926 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Total Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 450 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 034926 |
|---|---|
| Street Address | 944 CHESAPEAKE DR |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 31 BK 2 14000 SF 944 CHESAPEAKE DRIVE JC HEBDITCH PT 3/40 |
| Legal Subdivision | LD HEBDITCH J C |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 306200 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 944 CHESAPEAKE DR, HAVRE DE GRACE, MD 21078-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2005 |
| Deed Sale | Aug 9, 2005 |
| Deed Document Number | 200549 |
| Deed Book / Page | 6198 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 944 CHESAPEAKE DR, HAVRE DE GRACE, MD 21078-3628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0161600292 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 16160/292 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 (+14.02%) Homeowner's exemption | $218,400 (+6.54%) | $231,800 (-) Land $69,900 Building $161,900 |
| 2025 | $1,826.00 (+2.7%) Homeowner's exemption | $205,000 (+8.43%) | $231,800 (+20.98%) Land $69,900 Building $161,900 |
| 2023 | $189,067 | $191,600 Land $69,900 Building $121,700 | |
| 2022 | $1,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber, Verizon.
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