944 Cherokee Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 944 Cherokee Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,449 sqft · built 1965
Lot Size	0.478 acres (20,800 sqft)
Owner	Company Name on Record
Last Sale	$732,500 (Feb 2004)
Tax Bill	$15,403 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-09-206-012`

Property Details

APN / Parcel Number

Primary APN	`16-09-206-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,449 sqft Living Area
Gross Area	4,131 sqft
1st Floor Area	1,369 sqft
2nd Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,800 sqft (0.478 acres)
Lot Dimensions	200 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	944 CHEROKEE RD
City	LAKE FOREST
State	IL
Zip	60045-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS UNIT 5 LOT 6
Legal Subdivision	WHISPERING OAKS UNIT 5
Legal Lot Number	6
Legal Unit	5
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2016
Census Tract	864602

Owner

Source: Lake County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8469, CANTON, OH 44711-8469
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2004 · Amount on Record
Deed Sale	Feb 11, 2004 · Amount on Record
Prior Sale	Jan 27, 1999 · Amount on Record
Deed Document Number	20045497415
Prior Transfer Date	Jan 15, 1999
Prior Transfer Doc	0004286820
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Apr 13, 2026
Property Address	944 CHEROKEE RD, LAKE FOREST, IL 60045-3957
Document Number	0008162681
Instrument Date	Apr 13, 2026
Instrument	20268162681
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 CHEROKEE RD, LAKE FOREST, IL 60045-3957

Mortgage

Document Number	0008162681,
Date	Apr 13, 2026
Instrument	20268162681

Lender

Name	ABBOTT LABORATORIES EMP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,053 (+22.35%) Land $114,347 Building $165,706	$840,243 (+22.35%) Land $343,075 Building $497,168
2024	$15,403.00 (+22.7%)
2023	$12,553.00 (+5.83%)	$228,890 (+6.36%) Land $93,457 Building $135,433	$686,739 (+6.36%) Land $280,399 Building $406,340
2022	$11,862.00	$215,204 Land $98,406 Building $116,798	$645,677 Land $295,248 Building $350,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20