944 Carmel St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 944 Carmel St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on File
Last Sale	$428,000 (Nov 2013)
Tax Bill	$7,740 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-202-018`

Property Details

APN / Parcel Number

Primary APN	`066-202-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	944 CARMEL ST
City	MORRO BAY
State	CA
Zip	93442-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	CY MB MORRO B VST 3 BL 7 LT 13
Legal Subdivision	MORRO BAY VISTA
Legal Tract	3
Legal Block	7
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2039
Census Tract	10602

Owner

944 Carmel St is owned by a company that acquired it in September 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	5409 YARMOUTH AVE, 4, ENCINO, CA 91316-2380
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2013 · Amount on File
Deed Sale	Nov 20, 2013 · Amount on File
Deed Document Number	201364437
Last Transfer Date	Sep 5, 2023
Transfer Doc	0000026732
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 1, 2026
Property Address	944 CARMEL ST, MORRO BAY, CA 93442-2662
Document Number	0000013580
Instrument Date	Apr 13, 2026
Instrument	202613580
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5409 YARMOUTH AVE, 4, ENCINO, CA 91316-2380

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 23, 2026
Property Address	944 CARMEL ST, MORRO BAY, CA 93442-2662
Document Number	0000008625
Map Reference	MB 3 PG 58
Instrument Date	Mar 16, 2026
Instrument	2026008625
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 YARMOUTH AVE UNIT 4, 4, ENCINO, CA 91316-2380

Tax Assessment & Valuation

The 2025 property tax bill for 944 Carmel St was $7,740, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,315 (+2%) Land $530,604 Building $185,711
2025	$7,740.00 (+1.72%)	$702,270 Land $520,200 Building $182,070
2024	$7,609.00 (+36.34%)
2023	$5,581.00 (+6.69%)	$504,288 Land $353,475 Building $150,813
2022	$5,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 944 Carmel St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 Carmel St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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