9438 Holter Rd, Tower, MN 55790 Property Records

St. Louis County property record for 9438 Holter Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details336 sqft
Lot Size38.1 acres (1,660,072 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Apr 2008)
Tax Bill$554 (2026)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN560-0010-00570

Property Details

APN / Parcel Number

Primary APN560-0010-00570
Alternative APN
  • 971898

Interior

Stories1 Story
Building Area336 sqft Gross Area
1st Floor Area336 sqft

Exterior

Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area1,660,072 sqft (38.1 acres)
Deck Area128 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number971898
Street Address9438 HOLTER RD
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeMUNS
Legal DescriptionLOT 4 SERIAL #
Legal Range16W
Legal Township61N
Legal Section04
Legal SubdivisionVERMILION LAKE TOWN OF
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionVERMILION LAKE
Census Block Group2
Census Block2127
Census Tract15501

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8161 HAYLAND RD, EMBARRASS, MN 55732-8316
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2008 · Amount on Record
Deed SaleApr 9, 2008 · Amount on Record
Deed Document Number20081077850
Prior Transfer DateMay 8, 2004
Prior Transfer Doc0000946624
Record UpdatedSep 20, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address9438 HOLTER RD, TOWER, MN 55790
Document Number00A1328305
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1328305
DateFeb 26, 2018
InstrumentA1328305
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 25, 2023
Interest
Rate5.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionVermilion Lake Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$554.00 (+7.78%)
2025$514.00 (+12.72%)$64,800 (+0.31%) Land $54,100 Building $10,700$64,800 (+0.31%) Land $54,100 Building $10,700
2024$456.00$64,600 (+34.3%) Land $54,100 Building $10,500$64,600 (+34.3%) Land $54,100 Building $10,500
2022$48,100 Land $39,000 Building $9,100$48,100 Land $39,000 Building $9,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 75% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holter Rd

Nearby Streets

Search Property Records by Address or Parcel Number