Howard County property record for 9437 Northgate Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1981 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (Sep 2011) |
| Tax Bill | $6,462 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-455700 |
| Primary APN | 06-455700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 455700 |
|---|---|
| Street Address | 9437 NORTHGATE RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 25 .210 A 9437 NORTHGATE RD NORTHGATE WOODS SEC 1 A1 |
| Legal Subdivision | NORTHGATE WOODS AREA 1 |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 606904 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 4, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on Record |
| Deed Sale | Sep 23, 2011 · Amount on Record |
| Prior Sale | Jun 5, 1989 · Amount on Record |
| Deed Book / Page | 13457 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Document Number | 0230590044 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 23059/44 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 20, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Document Number | 0216690370 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 21669/370 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0182030250 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 18203/250 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9437 NORTHGATE RD, LAUREL, MD 20723-1365 |
| Document Number | 0179960274 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9437 NORTHGATE RD LAUREL MD 207231365, LAUREL, MD 20723-1365 |
| Document Number | 0179960274 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 017996/000274 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,462.00 (+9.58%) | $413,100 (+10.1%) | $488,900 (+30.3%) Land $268,600 Building $220,300 |
| 2025 | $5,897.00 (+60.51%) | $375,200 (+9.52%) Land $173,600 Building $201,600 | $375,200 (-) Land $173,600 Building $201,600 |
| 2023 | $342,600 | $375,200 Land $173,600 Building $201,600 | |
| 2022 | $3,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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