Oakland County property record for 9436 Garforth Dr, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,307 sqft · built 1940 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jan 2019 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-35-251-012 |
| Primary APN | Y-12-35-251-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,307 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 75 ft deep x 65 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9436 GARFORTH DR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 35 ROUND LAKE OVERLOOK LOTS 20 & 21, ALSO ALL OF VAC PAVILION AVE ADJ TO SAME BLK 1 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | ROUND LAKE OVERLOOK |
| Legal Block | 1 |
| Legal Lot Number | 20-21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 130600 |
Source: Oakland County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 11, 2019 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY & HM IMPROVEMENT DIV |
| May 8, 2018 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY & HM IMPROVEMENT DIV |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN & THE CNTY OF OAKLAND |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2013 |
| Transfer Doc | 0000016091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000159723 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 51004/00074 |
| Instrument | 159723 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COMMERCE TOWNSHIP, MI 48382 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000017429 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 9436 GARFORTH DR WHITE LAKE MI 483863228, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000017429 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 052557/000609 |
| Instrument | 17429 |
| Name | COMMUNITY & HM IMPROVEMENT DIV |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000079964 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9436 GARFORTH DR WHITE LAKE MI 483863228, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000079964 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 051807/000224 |
| Instrument | 79964 |
| Name | COMMUNITY & HM IMPROVEMENT DIV |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000031927 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9436 GARFORTH DR WHITE LAKE MI 483863228, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000031927 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 051591/000788 |
| Instrument | 31927 |
| Name | MICHIGAN & THE CNTY OF OAKLAND |
|---|---|
| Address | 250 ELIZABETH LAKE RD # 1900, PONTIAC, MI 48341-1035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9436 GARFORTH DR, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000043970 |
| Book / Page | 050455 / 000483 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9436 GARFORTH DR WHITE LAKE MI 483863228, WHITE LAKE, MI 48386-3228 |
| Document Number | 0000043970 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 050455/000483 |
| Instrument | 43970 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,202.00 (-42.45%) Homeowner's exemption | $189,940 (+22.38%) | $379,880 (+22.38%) |
| 2024 | $3,826.00 (+13.67%) | ||
| 2023 | $155,200 | $310,400 | |
| 2021 | $3,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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